Terms of Service

These Terms of Service (“Terms”) govern your use of the STKMRKT website (stkmrkt.com) and all related services, tools and content (the “Services”). By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

1. Eligibility and Use of the Services

You must be at least 18 years old to use the Services, and you represent that you are legally able to enter into these Terms. You agree to use the Services only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Services.

2. What the Services Are

STKMRKT provides market data and research tools, a daily trading plan, news and educational guides, a paper-trading simulator (virtual money only), the AI Challenge (simulated portfolios), and Diamond Finder (a quantitative stock screen). We are not a broker-dealer, investment adviser, bank or exchange. We do not hold customer funds, execute real trades, or provide personalised investment advice.

3. User Accounts

Some features require an account. You must provide accurate information and keep it up to date. You are responsible for keeping your credentials confidential and for all activity under your account, and you agree to tell us promptly of any unauthorised use. One person may not operate accounts for the purpose of abusing the Services. STKMRKT is not liable for loss resulting from unauthorised access to your account that is not caused by us.

4. No Financial Advice; Investment Risk

All content on STKMRKT — including market data, analyst ratings, news, charts, trading plans, stock picks, screens, scores and educational guides — is provided for informational and educational purposes only. Nothing on the Services is financial, investment, legal or tax advice, a recommendation or solicitation to buy or sell any security, or a statement that any investment is suitable for you.

Investing involves risk, including the loss of principal. Short selling, options, futures, penny stocks and micro-cap or “moonshot” stocks (such as those shown in Diamond Finder) are especially speculative and can lose all of their value. Do your own research and consult a qualified, licensed adviser before making investment decisions. You use the Services at your own risk.

5. Simulated Trading and Hypothetical Performance

The simulator, the AI Challenge, strategy portfolios and any back-tests or tracked results use virtual money and hypothetical or simulated trades. They have inherent limitations: they do not reflect real-world factors such as liquidity, slippage, fees, taxes, order rejection or the emotional impact of risking real money, and prices or fills may differ from what you would receive in the market. Simulated or past performance is not indicative of future results, and results shown for any simulated portfolio, model or account do not predict that you would make money.

6. AI-Generated Content

Much of our content — such as the daily plan, stock picks, earnings calls, Diamond Finder reviews, news analysis and portfolio reviews — is generated or drafted by AI models and may be curated by us. AI output can be wrong, incomplete, outdated or biased, and may be inconsistent between runs. Scores, ratings, “conviction” and “confidence” levels and similar labels are model or editorial outputs, not guarantees or probabilities of profit. Signals shown on the site count how many of our own lists include a stock and are not predictions. You are responsible for verifying anything before relying on it.

7. Content Accuracy and Third-Party Data

We make reasonable efforts to provide accurate and current information, but we do not guarantee the accuracy, completeness or timeliness of any content. Market data comes from third parties, may be delayed or contain errors, and may be interrupted. Analyst ratings displayed are stkmrkt’s interpretation of publicly available data and may not match the ratings shown by third-party providers.

STKMRKT is not affiliated with, endorsed by or sponsored by TipRanks, MarketBeat, MarketWatch, WallStreetZen, GuruFocus, Investors.com, TradingView, Benzinga, Yahoo Finance, Zacks, Finviz, Barchart, StockAnalysis.com, or any company whose name or logo appears on the Services. All trademarks belong to their respective owners and are used for identification only.

8. Plans and Pricing

The Services are currently offered free of charge, including any plan shown on our pricing page. Prices shown as crossed out are planned list prices that are not being charged today. We may introduce paid plans, change which features belong to which plan, or change prices at any time. Before you are ever charged, we will tell you in advance and ask for your agreement to the applicable billing, renewal, cancellation and refund terms. Free access does not create a right to future free access.

9. Acceptable Use

You agree not to:

• scrape, crawl, copy or redistribute content, data or scores, or use the Services to build a competing product, without our prior written permission;
• use bots, automated tools or the Services’ APIs in ways we have not authorised, or circumvent rate limits, paywalls, captchas or other protections;
• attempt to probe, disrupt, overload or gain unauthorised access to the Services, accounts or systems;
• upload malicious code, or submit content that is unlawful, infringing or misleading; or
• use the Services to manipulate markets or to give the impression that simulated results are real trading results.

10. Intellectual Property

All content, design, logos, software, scores and compilations on the Services are owned by STKMRKT or its licensors and protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Services for your personal, non-commercial use under these Terms. You may not reproduce, distribute, modify or create derivative works from our content without our prior written permission. Short quotations with a link back to the source are welcome.

If you send us feedback or suggestions, we may use them without obligation to you.

11. Third-Party Links and Services

The Services may link to or embed third-party websites and services (for example YouTube, Google sign-in, and AI providers you choose to use). We do not control them and are not responsible for their content or practices; your use of them is governed by their own terms and policies.

12. Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Services will be uninterrupted, secure or error-free, or that any content, signal or simulated result will meet your expectations or lead to any outcome.

13. Limitation of Liability

To the fullest extent permitted by law, STKMRKT, its operators, contributors and licensors will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, trading or investment losses, loss of data or goodwill, arising from or related to your use of (or inability to use) the Services — even if we have been advised of the possibility of such damages. To the extent liability cannot be excluded, our total liability for all claims relating to the Services will not exceed the greater of the amount you paid us for the Services in the 12 months before the claim or US$100. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

14. Indemnification

You agree to defend and indemnify STKMRKT and its operators against claims, losses and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Services, or your violation of any law or third-party right, except to the extent caused by our own misconduct.

15. Suspension and Termination

You may stop using the Services and delete your account at any time from your Account settings. We may suspend or terminate your access at any time, with or without notice, for conduct that we determine violates these Terms or is harmful to other users, us or third parties, or if we discontinue a feature or the Services. On termination, your right to use the Services ends; provisions that by their nature should survive (including intellectual property, disclaimers, limitation of liability, indemnification and governing law) will survive. Deleting your account does not by itself remove all records; see our Privacy Policy.

16. Changes to the Services and These Terms

We may change, add or remove features and content at any time. We may update these Terms from time to time; we will post the revised version with a new effective date and, for material changes, give additional notice (for example on the site or by email). Your continued use after changes take effect means you accept the updated Terms; if you do not agree, you must stop using the Services.

17. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules. Any dispute arising from these Terms or the Services will be subject to the exclusive jurisdiction of the state and federal courts located in Delaware, and you consent to that jurisdiction. Nothing here limits any mandatory consumer rights you have under the laws of the place where you live.

18. General

These Terms and the Privacy Policy are the entire agreement between you and STKMRKT about the Services and replace any earlier agreement. If a provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control. You agree that we may communicate with you electronically, including by posting notices on the Services or emailing the address on your account.