Keyword → 30-year mortgage

Mortgage Rates Tick Higher as Year Ends; Housing Affordability Continues to Challenge Buyers

Dec 31, 2025

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Mortgage Rates Tick Higher as Year Ends; Housing Affordability Continues to Challenge Buyers

Mortgage rates edged modestly higher on December 30, 2025, remaining near multi-year lows but still elevated relative to pre-pandemic norms. Persistent affordability challenges continue to keep many prospective homebuyers cautious despite broader housing market improvements.

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mortgage rateshousing affordability30-year mortgagehomebuyersbond yieldshousing market
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